The Senate House Compromise

There have been numerous articles written about the differences between the Senate and House bills. Many policy analysts agree that the Senate version will dominate in the final bill. One change I would like to see is the effective date of many of the provisions which should be earlier than 2014. Also, I think the penalties for not getting coverage need to be more severe as they are presently in the House bill. This will lessen the chance of adverse selection for health insurers. Right now health insurance lobbyists are busy fighting the premium tax. It will be interesting to see how effective they are in getting this lowered or eliminated.